Instalment Loans

Get up to £1,500 in your bank account today, and repay in easy nine monthly instalments. QuickLoansExpress instalment loans are more affordable, especially for people with bad credit. Apply online here.

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Decision in 2 minutes

Up to £1,500

3 to 9 months

821.04% Representative APR

Repay early and save

Representative example: Borrow £700 for 5 months. 4 monthly repayments of £235.82, last monthly repayment of £235.92. Total repayment £1,179.10. Interest rate p.a. (fixed) 222.79%. Representative APR 821.04%. Our APR includes all applicable fees. Daily interest is capped at 0.798%. To compare our loans click here.

Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk.

Are you looking to borrow money with manageable repayments? At Quick Loans Express, we provide instalment loans up to £1,000, helping you pay for a short-term emergency expense over a more extended period. Apply now for an instant decision, and get the money in your bank account within 1 hour. We provide flexible instalment loan repayment plans to all our customers regardless of their credit score.

QuickLoansExpress INSTALMENT LOANS

What is it

Online loans repaid in monthly installments

Who is it for

People that live and work in the UK

Amount

£300 – £1500

Duration

Payback over 3 to 9 months

Acceptance rate

All credit scores considered

How to apply

Apply online on our site. Applications take 3 minutes

Requirements

Age over 18 with payslips in the UK

Good to know

Loans over a longer duration have a lower APR

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How do instalment loans work?

An instalment loan allows you to make the monthly repayments in smaller and more affordable amounts.

When borrowing traditional payday loans, you will typically receive the loan in one lump sum, but you have to repay the entire loan amount and interest on your next pay date. This can be very pressurising when money is tight.

With a more flexible instalment loan, you can spread your repayments over time, so there won’t be a rush to repay your loan in full on your next pay date, giving you more time to get back on your feet financially.

With Quick Loans Express, you can choose how many months you want your loan to be for and how many instalments you want to repay. So, if you want to repay over 3 – 9 instalments, you can certainly do so. You always have the opportunity to repay your loan early and save on interest at no extra charge.

Loan Amount	Loan Duration	Average APR
£300 – £350	3 months	324%
£400 – £450	3 – 4 months	323%
£500 – £900	3 – 6 months	320%
£950	4 – 6 months	318%
£1,000 – £1,100	4 – 9 months	317%
£1,200 – £1,300	5 – 9 months	316%
£1,400 – £1,500	6 – 9 months	315%

Why you should apply for direct lender instalment loans

There are many advantages of taking payday instalment loans from a direct lender over a credit broker;

Speed – If you need money quickly, applying for a direct lender loan makes the process faster and more streamlined than involving a third party.

Privacy – When you apply with a broker, your details will get passed around to many lenders. However, when you apply with a lender directly, you can rest assured that your personal information is kept safe in one place.

No extra fees – Many times, brokers charge additional fees for their services. This isn’t the case when you apply directly on a lenders website.

Are you looking to apply with a trusted instalment loans direct lender UK ? Apply now with Quick Loans Express!

Am I eligible for a direct lender instalment loan?

If you want to apply with Quick Loans Express, a trusted direct lender in the UK, you must meet the following requirements:

Be a UK resident

Hold a UK bank account

18 years +

A reliable source of income

We will happily consider your loan application if you meet the above eligibility and have enough disposable income to make the instalment loan repayments.

Note: You can increase your chances of getting approved by ensuring that you can afford the loan. You can use a loan calculator or income and expenditure assessment to check this. Make sure that you have filled out the application form correctly. Many applicants are declined just by providing inaccurate information.

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Why choose Quick Loans Express for instalment loans?

We are a fair and transparent direct lender
Apply with any credit rating
Borrow loans amount between £300 – £1000
Get the money in your bank account within 1 hour, if approved
Make flexible repayments in monthly instalments
Repay your loan early and save on interest at no extra charge

Apply now and join 1000’s of happy customers in the UK that we’ve already helped to get instalment loans in financial difficulty.

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Common Questions on Instalment Loans in the UK

Are there instalment loans for bad credit?

Yes. Instalment loans for bad credit are available from online lenders. Still, they will come at a much higher cost than other types of loans designed for people with good credit. The good news is that repaying a bad credit instalment loan on time can improve your credit in the short run and help you get approved for cheaper credit products in the future.

How much does it cost to take out an instalment loan?

The costs of our loans are explained on the application form. Once you have chosen your loan amount, how many instalments you would like to repay the loan, and selected your paydays, you will be clearly shown the representative APR, all the monthly payments and repayment dates for your loan.

What can I use my instalment loan for?

Let’s take a look at some of the main reasons our customers take out instalment loans;

Urgent car repairs
Dental and Medical Treatment
Emergency Travel Expenses
Unexpected bills
Urgent home repairs

We advise all our customers to only apply for what you need as you pay interest on the total amount borrowed. To avoid paying higher interest rates, it’s important to calculate precisely how much you need before applying.

Can I repay my instalment loan early?

Of course! You can repay and settle your instalment loan at any time and save on interest at no extra cost. You can do this yourself by logging into your account online or by contacting our customer service team.

Is an instalment loan my best option?

You may wish to borrow money from friends and family before looking to compare instalment lenders or a similar loan product. On the other hand, for many, keeping their friends and family apart from their finances is essential, so instalment loans are likely to offer the helping hand you need.